Yes, some banks allow this as long as your lease agreement is notarized and valid for the duration of the loan. You can build and own the house, but n...

Loan terms for foreigners are usually shorter than for locals. Most banks offer 5–15 years for foreigners with resident visas, while Filipinos can get...

Most banks require a minimum monthly income of ₱50,000 to ₱80,000 depending on the property’s price and your desired loan amount. They also check your...

Pag-IBIG has lower interest rates (around 6.5%) and longer payment terms (up to 30 years), but approval takes time. Bank loans are faster but rates ca...

Yes! Dual citizens can apply for Pag-IBIG housing loans as long as their membership is active or reactivated. Just update your Pag-IBIG records and co...

Unfortunately, foreigners cannot directly own land in the Philippines. A bank loan won’t change that restriction. You can, however, buy a condominium ...

Most banks will ask for: A valid passport and visa (resident, work, or SRRV) Proof of income (payslips, ITR, employment certificate, or business p...

BDO and BPI are generally the most foreigner-friendly. BDO offers up to 80% loan-to-value ratio for qualified condo buyers with resident visas, while ...

Yes, some banks in the Philippines — like BPI, BDO, and Security Bank — allow foreigners to apply for housing loans under specific conditions. You’ll ...

Pag-IBIG housing loans are only available to Filipino citizens, including dual citizens and OFWs. However, if you’re married to a Filipino, your spous...

Yep! Just choose ones with motion sensors and at least 1000W rating. They charge even on cloudy days. I’ve had mine for 2 years — still bright and no ...

Quality panels last around 20–25 years. The inverter usually needs replacement after 8–10 years. Just make sure to clean them regularly and avoid chea...

Sadly, not much yet for homeowners — no direct rebates. But under the Renewable Energy Act, some LGUs support net metering, which lets you sell excess...