I’m a foreign national working here with a valid visa. Am I allowed to apply for a housing loan from local banks?
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Oct 29, 2025 8:12 am
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Oct 29, 2025 8:15 am
Yes, some banks in the Philippines — like BPI, BDO, and Security Bank — allow foreigners to apply for housing loans under specific conditions. You’ll need a valid resident or work visa, proof of stable income, and sometimes a Filipino co-borrower. Most banks will only finance condos, not land or house-and-lot purchases, since foreigners cannot own land.
