Can Foreigners Apply for a Pag-IBIG Housing Loan in the Philippines? - Pag-IBIG & Bank Loans

RE: Can Foreigners Apply for a Pag-IBIG Housing Loan in the Philippines?

Chelsea — Wed, 29 Oct 2025 08:10:21 +0000

Pag-IBIG housing loans are only available to Filipino citizens, including dual citizens and OFWs. However, if you’re married to a Filipino, your spouse can apply for the loan under their name, and you can be a co-borrower or co-owner of the property depending on the arrangement. Foreigners alone cannot directly apply for a Pag-IBIG loan.

Can Foreigners Apply for a Pag-IBIG Housing Loan in the Philippines?

davidjones — Wed, 29 Oct 2025 08:05:26 +0000

Many foreigners married to Filipinos want to know if they can use Pag-IBIG to buy property. The question often comes up among expats who plan to settle down here.

Question: I’m not a Filipino citizen but married to one. Can I still apply for a Pag-IBIG housing loan, or is it only for Filipinos?